LoanAgent
How LoanAgent Can Enhance Your Lending Business
Our LoanAgent application replaces manual document processing and analysis to enhance high-quality portfolio growth for lenders
Fast
70x
Faster than human processing
Accurate
80%
Less human error
Affordable
76%
Reduction in costs
Secure
4
Layers of security and privacy protection
Customer Spotlight
PT Bank HSBC Indonesia, winner at The Digital Banker's Global SME Banking Innovation Awards 2024 for Best Credit Assessment Initiative
PT Bank HSBC Indonesia partners with 6Estates to pioneer HSBC Fusion – AI-powered credit assessment that automates credit assessment, from financial spreading to generating in-depth credit analysis.
“
Embedded AI in collaboration with 6Estates in our loan processes helps us in improving our loan turnaround time by half, digitizing paper documents by 90%, and reducing human error by 80%. This is also part of HSBC's transition to net zero.”
— Ms. Riana Tanuki, Head of Retail Business Banking, PT Bank HSBC Indonesia
Customer Spotlight: PT Bank Danamon Indonesia
Among Indonesia's leading commercial banks, and a member of the MUFG Group
Danamon Partners with 6Estates to Enhance Credit Processing with AI
“
Danamon is currently undergoing a digital transformation that serves as the foundation for it to continue delivering value to our customers and partners. 6Estates' domain-specific large language model AI allows Danamon to improve operational speed and accuracy across its lending business, while at the same time, supporting our shared vision with MUFG to advance digitization and promote financial inclusion across Indonesia.
— Jin Yoshida, Global Alliance Strategy Director of Danamon
Lender pain points
LoanAgent is designed to tackle key lender pain points:
Need to process high volumes of documents in-depth
High processing and servicing costs, due to manual workflows
Perceived higher risk of specific borrower groups (e.g. SMEs)
Prolonged loan processing times
how it works
How LoanAgent delivers fast and accurate lending insights
01
User Uploads
Upload all customer documents at once, in any format and type
02
AI reads
AI extracts data and executes checks for rules, fraud and risk markers
03
Humans validate
AI-assisted human team verifies edge cases to ensure 99%+ accuracy
04
Insights ready
Output verified data and credit insights and reports in your preferred method
LoanAgent delivers robust analysis to support strong loan book growth...
Fraud Checks
Entity Relations
Transaction Categorization
Credit and Fraud Scoring
Multi-Account Consolidation
Financial Statement Recasting
Repayment Ability Analysis
Cross-Document Consistency Check
...and transform processing for a range of financial products
Business Loans
Home Loans
Motor Finance
Consumer Credit
LoanAgent can support all financial services documents and needs
Input
User inputs
Onboarding Documents
Bank Statements
Financial Reports
Credit Bureau Reports
Collateral Documents
Trade Finance Documents
Payslips
Invoices
...etc
Output
LoanAgent outputs
Structured database of verified data
Standardized, consolidated metrics
Credit metrics
Credit scores
Fraud and risk scores
Configurable reports
Our purpose-built platform enables Relationship Managers, Credit Teams, and Loan Operations Teams to scale exponentially...
01
Control credit quality
02
Mitigate fraud risk
03
Accelerate processing times